From a data room full of case files to answers with their source attached
A European fintech company providing credit lifecycle and collections software uses Kervalt to answer portfolio due-diligence questions. Every conclusion carries the exact source from the data room, and no document ever leaves the EU.
RESULT
65%
Faster answers to data-room questions
RESULT
100%
Of answers with a cited source
RESULT
0
Documents that left the EU
RESULT
40K+
Documents per portfolio screening
01 / CHALLENGE
Every buyer question is a trail that must hold up
Buyers of loan portfolios ask hundreds of questions before they commit: Which agreements are actually enforceable? Who guaranteed what, and where is the collateral? Analysts used to search data rooms of tens of thousands of documents for days per question — and an answer without a source created doubt, rework and delay.
The company operates in four countries. GDPR and AML evidence had to be gathered manually for every transaction, and answers that arrived weeks late weakened their position in negotiations.
THE CHALLENGE AT A GLANCE
- 40,000+ documents per data room
- Teams in four countries, each with their own archives
- GDPR and AML evidence per transaction
- Answers needed in days, not weeks
02 / SOLUTION
Understand, Connect and Verify across the whole portfolio
Kervalt reads the entire data room, maps the relationships in each portfolio and validates the figures — so analysts review instead of search.
FIND
Ask the data room
Analysts ask questions in plain language and get the answer with the exact page it came from — in minutes instead of days.
CONNECT
See the portfolio as a graph
Borrowers, guarantors, collateral and contracts are mapped into one view, so hidden relationships surface before a buyer asks about them.
VERIFY
Check every figure
Amounts, dates and parties in the answers are validated against the portfolio tape — discrepancies are flagged before they reach the buyer.
Our analysts used to spend days in the data room. Now we ask the question and check the source — the answer is there in minutes, with the page attached.
Head of Portfolio Operations
European fintech company, credit portfolio management
KEY WINS
- Due-diligence answers in days instead of weeks
- Audit-ready answers with a cited source
- No leakage to outside AI services
- Four country teams working in one workspace
03 / OUTCOME
Due diligence became a strength instead of a bottleneck
The company now answers buyer questions while competitors are still scheduling the workshop. The data room stopped being a cost centre and became part of the pitch.
OPERATIONAL
Analysts review Kervalt's cited answers instead of searching documents. A standard screening takes days instead of weeks, and the same team handles more portfolios.
FOR THEIR CLIENTS
Banks and investors receive audit-ready answers with a source for every claim — trust that shows up in the negotiation.
NEXT STEP
Screen your next portfolio in days, not weeks
See how Kervalt reads your data rooms and answers buyer questions with the exact source attached.